3 Tips for Filling Out Applications for College Financial Aid


College students and parents are already looking ahead to the 2019—2020 school year with the FAFSA- the Free Application for Federal Student Aid. The great news is that the Department of Education just launched “myStudentAid” app to make it easier for students and families to fill out the federal student aid application through their mobile phones.

According to the National College Access Network, only 61 percent of high school students file a FAFSA, leaving more than $24 billion in state, federal and institutional aid on the table. Completion of the FAFSA form is one of the best predictors of whether a high school senior will go on to college, as seniors who complete the FAFSA are 63 percent more likely to enroll in postsecondary education.

For the 2019-2010 school year, the FAFSA filing season opens on October 1st and the sooner students file, the better as some financial aid is awarded on a first come, first served basis or from programs with limited funds.

Furthermore, students should look beyond federal student aid as scholarships are a great way to pay for college, and unlike loans they don’t need to be repaid. But winning scholarships takes time, dedication, intensive research, and hard work, especially on the essays. It’s deadline time for college applications, so it’s important to start the application for free money now!

Tuition Funding Sources (TFS) offers access to 7 million scholarships and $41 billion in financial aid. Start by filling in the registration; then with a click, the site searches to find any scholarships for which you might qualify. The more information you provide about yourself, the more matches TFS can make.

Richard Sorensen suggests these tips when applying for financial aid and scholarships:

Tip No. 1: Apply through FAFSA mobile app

The FAFSA mobile app is very simple to use as it asks one question on each page and after answering the question the student goes to the next page and the next question. The student can leave and return to the app as often as they want so it can be completed in several different sittings over a period of time.

Some students don’t apply because they mistakenly think the FAFSA is only for students with financial aid. That’s not accurate, families should know that income is not the only factor used to determine the financial aid they can get. It also depends on the number of children in a family and how many are enrolled in college at the same time.

Tip No. 2: Follow the steps carefully

Even though the FAFSA mobile app is generally easy to use, pay attention to the signature process, because both parents and dependent students are required to sign before the application can be processed. Never tap to “Start Over” button when including a parent signature as this will erase all previous information. And if you need to add a school, click “New Search” not “Next” which moves students to the next question.

Tip No. 3: Submit scholarship applications early

Meet the deadlines and don’t wait until the due date. If the organization asks you to mail the application, don’t try to email it and if there is a maximum word count limit, don’t go over it. Most scholarship providers receive more qualified applications than available funds so reduce your chances of being disqualified because you didn’t follow their requirements.

At TFS undergraduate and graduates can search for scholarships that fit their interest. The majority of the scholarship opportunities featured on TFS Scholarships website come directly from colleges and universities, rather than solely from competitive national pools – thereby increasing the chances of finding scholarships that are the best match for undergraduate, graduate and professional students. Each month TFS adds more than 5,000 new scholarships to its database maximizing the number of opportunities students have to earn funding for their education.

TFS has been helping students for over 30 years and offers more than 7 million individual scholarships and more than $41 billion in aid. Visit tuitionfundingsources.com to learn more.

One-Year or Two-Year MBA: Is There a Simple Answer?

latino college students

There are now literally hundreds of MBA programs available worldwide. Evaluating an MBA today is roughly the equivalent of talking about a car—one needs more specific details to really understand how one program compares to another.

In the same way that there is often little in common between a small sports car and a large SUV, MBA programs come in many variations. Indeed, there are many comparative factors to consider, including a program’s standing in global rankings, academic design, specializations, entry requirements, delivery mode, or, most relevant to this discussion, its duration.

MBAs have become diversified products, catering to segmented clientele’s needs. Upon exploring whether a two-year MBA program is superior to a one-year program, there is, unfortunately, no simple answer to suit all circumstances.

Internships and career changes

The first argument in support of a two-year MBA program pertains to the job market. Even within a two-year program, students are under pressure, as they juggle academics with career-prep workshops. Most programs begin in August and employers arrive on campus as early as September to recruit, both for summer internships and full-time jobs. Many students say that they are unsure of the field in which they wish to specialize, yet are asked to commit to a job search within a chosen industry almost immediately.

In a two-year MBA program, this issue is actually less problematic. Students complete internships first and are then provided with additional opportunities to engage with employers the following autumn. Moreover, some students accept full-time jobs with the same employer, usually during the last two weeks of their summer internship. Most remain in the same industry, but move laterally to a different employer and/or to a different job category. Finally, some realize that the chosen industry was not for them and move to a different one altogether, typically seeking a different field of specialization in their MBA. Given the duration of the program, students will have one more round of campus recruitment and a full eight months of courses left, making such transitions possible and easy to make. We have found that students enter the next round of recruitment better prepared, more aware of their strengths and weaknesses, as well as their goals and aspirations.

A two-year MBA program allows more time to build a strong foundation

The second argument in support of a two-year MBA program relates to academics. To acquire in-depth knowledge, one needs time flexibility to build their schedule, as well as to digest and integrate content. While knowledge can often be acquired relatively quickly, developing competency requires more time. One needs to read, apply the material, build presentations, study, write exams, and experience the use of the material in real life.

One aspect that most professors will likely agree on is that the faster one is forced to learn something, the faster this material will be forgotten. A two-year MBA program allows more time to build a strong foundation, as well as to consider and select options within a given field. More time allows for more informed choices, and more informed choices translate to a more adapted education.

The third and final strength of a two-year MBA program is its resilience to errors. Students may not be aware of the different choices that exist in management education or on the management job market. If a student begins his or her studies in marketing and either struggles academically or lacks interest, there is time to reorient. As mentioned previously, if a student completes an internship and does not appreciate the practical aspects of a field, there is still time to change direction. Finally, it is also noteworthy to mention that a key advantage of an MBA is the networking opportunities that it brings. However, it can be more challenging to build lasting relationships over a more condensed period of time.

Value of one-year vs. two-year MBA may hinge on your circumstances

To summarize, the value of a two-year MBA program over a shorter one is essentially a matter of “it depends.” As a rule of thumb, the more removed an applicant is from the world of management at the time of admission, the more he or she should contemplate the two-year degree. The strength of a two-year program is the additional time that it affords to build expertise, explore the job market, and validate both academic and career choices. In my opinion, ideal candidates for such a program would be international students, as well as those seeking a career change, such as engineers, lawyers, teachers, artists and others who are interested in a management career and/or in relocating to a different country.

However, the closer one is to the world of management, the stronger the argument in favor of a one-year MBA. Those looking to move up in their career are the target clientele. Career climbers are less likely to feel the need to acquire knowledge of the job market, or to build strong foundations in management. Thus, students who meet this profile will likely be well-served by a one-year degree. This is why, after all, MBA programs of varying durations exist in the first place, as they are built to adapt to different clienteles and their respective needs.

Nevertheless, as the saying goes, the proof is often in the pudding. Indeed, this is probably the strongest argument of all: When given a choice to go faster, our well-informed students choose to take more time!

Author-Steve Fortin

Orphan to Leader

Dan Esterly

Being both young and Hispanic can feel daunting in America. Adversity can create obstacles and discourage young Hispanics from dreaming large. However, some young Hispanic-Americans are shattering the status quo. One of those people is Dan Esterly.

If you’re from Pittsburgh, Pennsylvania, you may be familiar with Esterly’s work. At the age of 28, he is a business owner, Ph.D. student, radio host, and is heavily involved in Pittsburgh’s non-profit community. Esterly wasn’t always a success story. He was born in Tegucigalpa, Honduras, and was given a two-day life expectancy from malnourishment at the orphanage. Despite the pessimistic health outlook, he was adopted and was raised in Pittsburgh. Esterly also battled depression and alcoholism in his young adult life.

After much adversity, Esterly was able to rise above the initial cards he was dealt. He entered the workforce at the age of 13, started college at the age of 16, and began graduate school at the age of 21. In 2008, Esterly saw an opportunity to start actively buying stocks. He was able to outperform most financial professionals and was sought after to advise financial professionals. Esterly stated, “My first experiences in consulting were accidental. A fund manager from Boston called me for input, simply from word-of-mouth from the Pittsburgh business community. I was truly flattered and stunned, because of how young I was.”

Esterly went on to earn an M.S. in Professional Counseling and an MBA in Healthcare Management. He attributes his education to building the foundation for his business in consulting. “I needed to master both fields to thrive. Business has various human elements, and counseling has a lot to teach us about organizations. The same principles that apply to group behavior also enhance an organization’s well-being.”

Esterly then went on to work as a lobbyist in biotechnology. One of his projects raised more than $34 million from the federal government to fund drug research. Regardless of his occupation, Esterly has always focused on increasing financial value for companies.

In 2016, Esterly decided to diversify his business. He founded Public Waves, LLC, which eventually became a successful consulting venture. “I have had clients from Texas to Pennsylvania. It’s truly been one of the most fulfilling experiences of my entire life.” Currently, Public Waves, LLC serves clientele including the Energy Innovation Center Institute, Community Liver Alliance, Water4Life Mozambique, and CSD Engineers, LLC. He provides consulting services ranging from workforce development & economic research to other organizational services.

Esterly also is a full-time doctoral student at Point Park University’s Ph.D. program in Community Engagement. “It’s somewhat of a leadership degree with a research focus on benefiting the community. The Pittsburgh community helped me to succeed and I am constantly looking for ways to give back.” He hosts a radio show through Point Park University, called Behavior Business, where he invites guests on the show from both the business and mental health community. Esterly also continues to self-manage his portfolio and consult on other larger investment portfolios.

In 2015, Esterly established a charitable investment fund called Esterly Fund. To date, the fund supports 17 non-profits in Pittsburgh. He also serves on the Board of Directors for the Glade Run Foundation and Ten Thousand Villages Pittsburgh. “I truly don’t think my life would have turned out this way in Honduras. It’s surreal sometimes to think of my journey and how different things could have been. I am grateful for every day on this earth and hope to give back ten-fold.” Esterly is considered a young rising star in the Pittsburgh business community.

At the age of 28, Esterly insists he has only just begun. “It’s been my experience that businesses don’t care what race, nationality, age, etc. you are. If you can provide value for a company, companies will value your service. That’s the beautiful thing about America. You really can create or re-create your life here.”


ADP Foundation Awards Grant For Mujeres De Hace Program


The ADP Foundation Provides Grant to HACE’s Latina Women’s Leadership Program

The Hispanic Alliance for Career Enhancement will bestow multiple scholarships with grant to expand the women’s leadership program in new key cities.

Latina professionals will have greater access to the Hispanic Alliance for Career Enhancement’s (HACE) women’s leadership program, thanks to a grant received from the ADP® Foundation. Many women who would otherwise be unable to afford the full tuition for the program will be able to benefit from full or partial scholarships in the fall. “The scholarships awarded will be instrumental in achieving a bigger reach in newer markets we have expanded to, such as Atlanta and San Francisco,” says Laurin Bello, HACE Program Manager, “the support ADP has given us makes them an invaluable partner for HACE as they continue to help us reach Latina professionals.”

The Mujeres de HACE program, a leadership program designed to help high-potential Latina professionals grow and develop in their careers, has successfully graduated over 800 women. The grant will allow HACE to serve 15-30 additional Latina professionals across the U.S., including Atlanta, GA; Chicago, IL; Dallas, TX; Houston, TX; Minneapolis, MN; McLean, VA; New York, NY; San Francisco, CA and Miami, FL.

“HACE would like to thank the ADP Foundation for their generous support,” said Patricia Mota, HACE President and CEO. “On average, Latinas are reported to earn 55 cents to the dollar compared to their Caucasian male counterparts, that is at least 20 cents below Caucasian women. Furthermore, Latina professionals are constantly balancing traditional cultural norms with workplace norms, which simultaneously creates unique opportunities and barriers to advancement.  With this grant, HACE will be able to impact the lives of more Latina professionals across the country, helping to close the wage and opportunity gaps that ultimately hurt our communities and the overall economy.”

Mujeres de HACE has proven to help close the wage and opportunity gaps, with over 80% of women reporting a raise, promotion or both within a year of participating in the program. After completing the program, many women join leadership boards, fundraise for program scholarships to support other women and even start their own businesses.

Continue onto HACE Online to read the complete article.

10 Latinas Making Their Mark in the STEM World


As the job market rapidly changes, STEM – science, technology, engineering, and math – skills have become increasingly valuable. These careers are among the fastest-growing and highest-paying, yet Latinas only account for 3 percent of the industry.

Believing that lucrative STEM fields can pull low-income communities of color out of poverty and instill young girls and women with financial independence, groups across the nation have emerged to pique the interest, educate and mentor Latinas in STEM. In Miami, CODeLLA offers Latinas between the ages of 8 and 12 an eight-week tech entrepreneurship and coding immersion program. In Chicago, Latina Girls Code hosts workshops and hackathons that teach brown girls and teens technology languages and entrepreneurial skills. In Los Angeles, DIY Girls provides underserved female youth, 97 percent of them Latina, from fourth to eighth grade with after-school classes and summer programs where they build prototypes of products that can improve a problem in their community. Even Eva Longoria, whose master’s thesis from Cal State Northridge focused on Latinas in STEM careers, started TECHNOLOchicas, a nationwide campaign to increase visibility of brown women in these fields and educate Latino families of the opportunities STEM can provide their girls.

While STEM outreach programs are doing great and necessary work, the reality for women of color in tech or engineering isn’t as alluring as it’s made out to be. Women make up almost half of all STEM graduates, though just 3.5 percent of bachelor’s degrees awarded in STEM fields in 2010 went to Latinas, yet they account for less than a quarter of all graduates in the 20 highest-paying STEM jobs. In contrast, they make up the majority, two-thirds, of the 20 lowest-paying gigs. For those who manage to get fat paychecks, many face almost everyday instances of discrimination and microaggressions, from sexual harassment to painful double standards. The problem is twofold for women of color, who face gender and racial/ethnic biases. In fact, a study by UC Hastings College of Law published in 2015 found that 46.9 percent of Latina scientists reported that they had been mistaken for administrative or custodial staff.

Despite all the odds, there are several Latinas in STEM breaking glass ceilings, solving major scientific problems, creating innovative products that save lives, and creating programs for young Latinas that ensure the presence of women of color in science, technology, engineering and math isn’t as modest in the next generation. Here are 10 Latina engineers, physicists, techies, and STEM activists kicking ass in fields they’re widely underrepresented in.

1. Sabrina González Pasterski

The world’s “next Albert Einstein” is a cubana from Chicago – at least that’s how Harvard University describes Sabrina Gonzalez Pasterski. At just 24 years old, the physicist has a résumé that even veterans of her field can’t match. Gonzalez Pasterski, who’s a doctoral student at the ivy league studying high energy physics, started showing signs that she’d break barriers in 2003, back when the then-10-year-old started taking flying lessons. Three years later, she started to build her first kit aircraft. By 2008, it was considered airworthy.

These days, Gonzalez Pasterski, who studies black holes and spacetime, particularly trying to explain gravity within the context of quantum mechanics, has been cited by the likes of Stephen Hawking and Andrew Strominger, been offered jobs by NASA and Blue Origin, an aerospace research and development company Amazon.com founder Jeff Bezos also started. She’s also received hundreds of thousands of dollars in grants to support her work.

2. Laura I. Gomez

Mexicana Laura I. Gomez is one of the leading ladies in tech. At 17, when the formerly undocumented immigrant first obtained a work permit, she took an internship with Hewlett-Packard. Seeing no one like her in the workplace, she instantly wanted out. However, she decided to stay in the field after her mother, who saw a lucrative career for Gomez in tech, encouraged her to stay. Gomez would go on to work as one of the only Latinas at Google and YouTube, and then she became a founding member of Twitter’s international team, where she led Twitter en Español.

Being underrepresented in the tech world and experiencing discrimination, Gomez decided to do something about it, founding (and acting as CEO of) Atipica in 2015. It’s a recruiting software start-up that uses artificial and human intelligence to help companies make bias-free decisions when hiring employees.

3. Nicole Hernandez Hammer

Nicole Hernandez Hammer is a sea-level researcher and environmental justice activist who educates and mobilizes the Latino community to understand and address the ways in which climate change negatively impacts them. The Guatemalan-Cuban advocate speaks from personal experience as well as academic knowledge. When Hernandez Hammer was four years old, she and her family moved from Guatemala to South Florida. There, she learned firsthand about the effect of rising sea levels.

During Hurricane Andrew, when she was 15 years old, her house – much like the homes of other Latino families near coastal shore lines – was destroyed. She felt “obligated” to learn more about the issue, and went on to study biology and the natural sciences. Hernandez Hammer was the assistant director of the Florida Center for Environmental Studies at Florida Atlantic University, authoring several papers on sea level rise projections, before moving into advocacy. She served as the Florida field manager for Moms Clean Air Force and is now a climate science and community advocate at the Union of Concerned Scientists. In 2015, she was former first lady Michelle Obama’s guest at the State of the Union Address.

Continue onto Remezcla to read the complete article.

The University Of Illinois Launches Program To Create More Black And Latino Male Teachers


Jawaun Williams always felt a void growing up on the South Side, going to schools with a predominantly black student population.

When he graduated from high school, he was one of the top 15 students in his class and in the honors society.

Still, something was missing.

“I’ve never had the opportunity to be taught by someone who looked like me. I never had any male black teachers,” Williams pointed out.

“I’ve only had one black teacher in my life. It was something I was used to, but as I’ve grown older, I realized that it is pretty weird that black men weren’t in my field.”

Though he wasn’t taught by many black men, Williams saw how influential educators could be in a young person’s life.

“Teachers taught me how to navigate, not only high school, but life. That was one of the reasons why I wanted to become a teacher.” the 19-year-old said.

Williams, a college sophomore, is one of six participants at the University of Illinois at Chicago’s “Call Me MISTER” program that aims to introduce more black and Latino male teachers into the Chicago Public School system.

This is the first year UIC is participating in the program, which stands for Mentors Instructing Students Toward Effective Role Models.”

“Call Me MISTER” started at Clemson University in 2000 and is operating in 31 schools. UIC is the first large urban school participating.

At CPS, 84 percent of the student body population are black or Latino, but 42.7 percent of the system’s teachers are black or Latino.

“As soon as I graduate I want to go back to the South Side of Chicago, and teach in the same neighborhood I came out of,” Williams said.

Williams and others in the “Call Me MISTER” program were recruited at schools with a majority black or Latino student population. They will receive full tuition and room and board.

Continue onto The Chicago Sun-Times to read the complete article.

We Are Not Alone


By Kate Rahbari

Even if my high school self could teleport to the future to witness my accomplishments with my own eyes, I would still deny what I see today. I am one of only a handful of Native Americans in medical school, and I am in my third year of a dual MD-PhD program. For many, these are marks of hard work and success. But for me, they are marks of luck and circumstance.

My insecurities have followed me for as long as I can remember, but they became more apparent throughout college. During this time, someone suggested that I received scholarships because I was a member of a minority. Others told me that any medical school would accept me because I am a Native American and a woman.

These comments left me feeling undeserving of the success that I had worked so hard to achieve. If I had been born a white male, would I have gotten this far? Maybe minority outreach was the only reason for my success. My insecurities grew, and I felt like a fraud.

My thoughts became malignant:
You are not smart enough.
You don’t belong.
You are here because of luck.
Someone will find out about you.

In retrospect, it is clear to see how people’s comments changed my perception of my worth and my achievements, but for the longest time I felt like a fraud without recognizing or understanding why. I felt alone in these feelings until my junior year of college. During a talk at the SACNAS National Conference I felt out of place and not smart enough to be among all the brilliant, accomplished professionals who surrounded me.

Unexpectedly, the speaker described that she still feels exactly how I was feeling in that moment. She and several others explained how frequently throughout their careers they have felt like frauds waiting to get caught. She explained that this phenomenon, called imposter syndrome, is common among high achieving individuals and especially women and people of color.

Kate and her colleagues in the University of Illinois at Chicago Medical Scientist Training Program during the White Coat Ceremony, August 2015.

I was shocked. How could experts with doctoral degrees still feel like imposters? Learning that people I admire and view as successful also experience doubts encouraged me. I finally felt optimistic that I could succeed, despite my insecurities. However, it was disheartening to realize that if they still have these doubts, then I would probably battle with them for the rest of my career, too.

Years later, I continue to work on rejecting imposter thoughts nearly every hour of every day. They still happen frequently, especially when I succeed or when others compliment me. The only time I do not feel like an imposter is when I tell myself that I am not one. Keeping a “Win List” as a physical record of my proudest accomplishments helps as well. Sometimes I even read old emails from mentors who have given me encouragement along the way.

Over time, I have become alert and responsive to my imposter feelings. Whenever doubts arise, I give myself a pep talk in my head:

You are smart.
You work hard.
You are more than a score on an exam.
You are qualified.
You deserve to be here.

Now, several years after sitting in that audience and feeling like a fraud, I can proudly say that I belonged there. I graduated college with honors, I presented my research at several national conferences, I worked at the National Institutes of Health, and I was included as an author on three publications, all despite my imposter syndrome. I was not immune to setbacks along the way, but I got through them all because someone was brave enough to share their story at a conference. I am thankful that the courage and vulnerability of others let me know that I am not alone.

If I could teleport to the past and, without any imposter thoughts, see what I accomplished, I would see someone who is intelligent no matter what her exam scores show. I would see someone who is humble and hardworking. I would see someone who finds learning exciting and is not afraid to ask questions, someone who is more capable of success than she knows but will come to see her worth more and more with time. She is not defined by her doubts and insecurities nor is she alone in them. She is not an imposter. She is brave.

About the Author
Kate Rahbari is a Haliwa Saponi tribal member. Ms. Rahbari grew up in West Chester, PA, and studied biology at Temple University in Philadelphia. She is currently in her second year of medical school in an 8-year Medical Scientist Training Program at the University of Illinois at Chicago. She will be pursuing a PhD in Microbiology and Immunology.

Source: Originally published in STEM + Culture Chronicle, a digital magazine produced by Society for Advancement of Chicanos/Hispanics and Native Americans in Science (SACNAS).

Are You Ready to Apply for an Executive MBA?

Latina Graduate

By Karen Turtle

A professional career tends to develop in quite distinct stages. Early careers are often defined by uncertainty—this is a period where the learning curve can be at its steepest, and is also, for those go-getters among us, a time where progression up the ladder is frequently at its fastest.

Then comes the plateau. Thirtieth-birthday celebrations pass, the plaque on the door says ‘manager,’ but keys to the corner office still seem to be very much out of reach. There is, or so it can appear, a painfully perceptible gap (what might even feel like a chasm) to be bridged in order to get from the confines of middle management to the c-suite.

The GMAC 2016 Alumni Perspectives Survey found that the three main reasons senior professionals choose to do an executive MBA (EMBA) are to further their personal development, to extend their existing knowledge and skills, and to increase their salary. An executive MBA from a top business school can go some way toward granting these wishes; however, it is important that prospective candidates are ready to put in the work to fully benefit.

Here are four points to consider before you apply for an executive MBA.

Committing to the executive MBA means recommitting to textbooks
Many years may have passed since you leafed through the pages of a doorstop sized textbook. The executive MBA program will, among other things, immerse you in the core concepts of finance, strategy, marketing, operations, and so on. It is therefore important to assess what kind of learner you are and to determine whether going back to study and investing 12 to l 5 hours a week on coursework is viable.

Each top business school will also have its own teaching approach. IE Business School is, for example, well known for its use of the case study method. NYU Stern, meanwhile, places significant emphasis on experiential learning. Kellogg School of Management embraces the team-based approach, while other business schools may be more about individual work. Most schools accommodate all of the above to varying degrees, but it’s important to determine which school’s or schools’ approaches best fit your learning style before you apply.

Self-awareness: Can I successfully do this?
With fees for EMBA programs at some elite business schools hitting six-digit figures, it is important that you assess your commitment levels before you or your employer commits. In the build up to applying, make a list of your personal strengths and weaknesses. Will you be able to balance work, study, and family responsibilities? Can you ride out challenges at the office alongside EMBA project deadlines? Will you be able to stay chipper through the course of the program, or could stress levels exceed sensible levels?

Will your employer be amenable to the EMBA?
It is of course crucial that you do not jeopardize your job or business in any way. You will have to evaluate whether your work is conducive to doing the executive MBA. This is also where you have to sift through the various flexible program choices on offer. Many business schools can fast-track your EMBA so that learning is covered in as short as a 15-month period but are also open to extending the duration of the program as may be required. Different executive MBA programs also offer different flexible schedule options. Classes could be one-week long residentials, or they could be offered over weekends or evenings. For applicants interested in global projects, a large number of top business schools incorporate overseas study stints.

Bear in mind that work obligations may also be an impediment to your performance in the classroom. You will need to have a supportive boss who sees the overall value and transferability of the EMBA; that is, its potential to positively influence you, your team’s and your company’s performance over both the short and long term. Understanding this, your line manager will need to be open to giving you sufficient time sponsorship.

Family matters
The average executive MBA candidate is 38 years old. This means that many students on the program are not only juggling work and study, but the needs of family as well. It’s essential to consult your partner, children, parents and friends before filling out the first boxes of the EMBA application form—these people know you best, and, like your employer, will need to accept the time cost, albeit informally.

The EMBA is the most likely degree to be recommended by alumni
Once you have both family and employer approval, and you know that you have the mental energy and time resources to commit to the EMBA program of your choosing, you can rest assured that you have set yourself up well to get good return on investment (ROI).

The GMAC 2016 Alumni Perspectives Survey found that it only took EMBA graduates two-and-a-half years to recoup their investment, largely because they didn’t have to quit their jobs to study full time. Median ROI three years post graduating was 198 percent, which rose to 486 percent after five years, and to a staggering 1,747 percent after 10 years.

The same report stipulates that the executive MBA format, as opposed to full-time, part-time and online formats was the most-favorably recommended by alumni.

Source: First Appeared on TopMBA.com


4 Tips to Consider When Comparing Financial Aid Packages

EMBA degree

According to the U.S. Department of Education, 20 percent of undergraduate students did not apply for financial aid in 2011-12.

Across all types of institutions, students’ top reasons for not applying for financial aid, and thus leaving financial aid on the table, were that they thought they were ineligible for such support and they thought they could afford college without financial aid.

Students who apply for financial aid receive their financial aid letters in late March and early April. Most students will have until the May 1 National Candidates Reply Date to decide whether to accept the college’s admissions offer and financial aid.

Here are four things for families to consider when comparing financial aid packages:

  1. What are my total costs to pay for college? What other costs such as textbooks, room and board, commuting to campus, personal expenses do I need to be prepared for?
  2. How much will I need to repay after college and how long will it take to pay back my loans?
  3. Are there factors such as significant changes in family income and grade point average that might cause my financial aid to change after the first year?
  4. How do each school’s financial aid offers differ? This will help determine which school is the most affordable.

Need extra money to help pay for college? TFS Scholarships has been helping students for over 30 years and offers more than 7 million individual scholarships and more than $41 billion in aid. Visit tuitionfundingsources.com to learn more.

From The Obama Administration To Google: How This Latina Is Championing The Latinx Community

Latinas teaching

Laura Marquez’s job description is centered on one important mission — to bridge the gap and widen the doors of opportunity for the Latino community. It’s a mission that has remained consistent throughout her career. While serving in the Obama Administration, she was the Director of Outreach and Recruitment within the White House Presidential Personnel Office. Now, while at Google, she is the Head of Latino Engagement.

“Since Google is known for driving impact in new and innovative ways,” explains Marquez. “I am excited about the opportunity to impact my community through this lens.”

Her role affords her the opportunity to walk into Latino communities and serve them with technology in the way that makes the most sense to them.

“Our products impact people at such a personal level, from Search to Google Maps to Google Photos, and we continue to innovate to better serve the user,” shares Marquez. “We activated Person Finder post-Hurricane Maria to help friends and family locate loved ones in Puerto Rico, and another Alphabet company deployed Project Loon, a network of balloons traveling on the edge of space to restore wifi connectivity for over 100,000 people on the island.”

On a personal level, Marquez ha made it a point to carry her Obama legacy with her through this next stage of her career. Together with other Obama era political appointees, Marquez established Latinos44, a non-profit 501(c)6 membership organization, that helps Latino Obama administration alums stay connected, support, and mentor each other, while making an impact on the Latino community as a whole.

“I think the biggest lesson I learned was that everyone counts,” says Marquez. “Every single person can have an impact and do incredible work to move an agenda, a mission, or a movement forward.”

Below Marquez shares more insight into how she works to empower the Latino community, what her advice for Latinas is, and her thoughts on the impact of mentorship.

Vivian Nunez: What made you decide to jump from the public sector to tech, specifically to Google?

Laura Marquez: After several rewarding years in the public sector working with state and federal agencies, I decided to make the jump because I believe the corporate sector has an important role to play in communities and I wanted to help shape the direction of that work. Google presented a special opportunity as our products touch the daily lives of people in so many different ways. Now serving in the private sector, much of what I do is in line with my mission to serve the broader Latino community. The only difference is that my efforts are now within the tech space, but look to accomplish a similar mission — to widen the doors of opportunity, to build relationships and establish partnerships that address critical gaps access to resources, opportunities, and information, and to deepen community engagement and empowerment.

Nunez: How does your role as the head of Latino Community Engagement at Google connect specifically with the Latino community on the ground?

Marquez: As Head of Latino Engagement, I am charged with working to connect Google to the Latino community in purposeful ways. Part of this includes ensuring we are widening access to technology from a digital inclusion perspective to ensuring we are partnering with Hispanic Serving Institutions to develop and deepen the Latino tech pipeline, or supporting organizations like CHCI and Unidos US, in their work to empower Latinos across the country. My team and I are working to ensure Google’s engagement footprint demonstrates our values of inclusion and mission-driven impact, and that we are good community collaborators. We have an opportunity to identify gaps and work in partnership with trusted organizations to develop viable solutions.

Continue onto Forbes to read the complete article.

5 Tips For Winning Scholarship Applications

TFS Scholarships

Scholarships are a great way to pay for college, and unlike loans they don’t need to be repaid. But winning scholarships takes time, dedication, intensive research, and hard work—especially for essays. It’s deadline time for college applications, so it’s important to start the search for free money now!

The Internet has made the search easy and free, and scholarship databases like Tuition Funding Sources (TFS) offers access to 7 million scholarships and $41 billion in financial aid. Start by filling in the registration; then with a click, the site searches to find any scholarships for which you might qualify. The more information you provide about yourself, the more matches TFS can make.

Undergraduate and graduate students can search for scholarships that fit their interests. The majority of scholarship opportunities featured on TFS Scholarships come directly from colleges and universities, rather than solely from competitive national pools – thereby increasing the chances of finding scholarships that are the best match for students. Each month TFS adds more than 5,000 new scholarships to its database, maximizing the number of opportunities students have to earn funding for their education.

Richard Sorensen, President of TFS, suggests these tips when applying for scholarships:

  1. Apply for smaller scholarships

Many students look for scholarships that offer big awards but those are also the most competitive. Scholarships with smaller awards are easier to obtain because fewer students are competing for them. These scholarships can help with college costs such as books and living expenses.

  1. Customize your essay

Scholarship judges can tell if you’ve adapted a previously written essay to meet their criteria. Customize your application and use the beginning of your essay to showcase your personality and set yourself apart. Remember, the time you are spending to tailor your essay can be rewarded with a college debt free future.

  1. Submit scholarship applications early

Meet the deadlines and don’t wait until the due date. If the organization asks you to mail the application, don’t try to email it and if there is a maximum word count limit, don’t go over it. Most scholarship providers receive more qualified applications than available funds, so reduce your chances of being disqualified because you didn’t follow their requirements.

  1. Follow your passion

Apply for scholarships that fit your passion and interest. TFS has scholarships for everyone. The more personal the scholarship the higher your chances of winning.

  1. Increase your submission rate

The more applications you submit, the greater your chances are of winning scholarships. Treat applying for scholarships as a part-time job. Organize your free time and try to work on submitting one scholarship application every week and more during weekends. Remember if you spend 100 hours on submitting applications and win scholarships for $10,000 that is a really good part-time job!

TFS has been helping students for over 30 years and offers more than 7 million individual scholarships and more than $41 billion in aid. Visit tuitionfundingsources.com to learn more.